Official Partner
Fintiba is Germany's #1 digital platform for international students — offering the official closed account, health insurance, and everything you need for your visa application.
Open Account on Fintiba.com →
Everything designed to make your path to Germany as smooth as possible.
All you need is your passport. No appointment, no paperwork, no waiting — completely digital.
Your money is protected by the German deposit protection fund — one of the most secure banking systems in the world.
Officially approved by the German Federal Foreign Office and accepted at all German embassies globally.
Your funds are held in euros in a German bank account — no currency conversion losses or risks.
No registration letter (Anmeldung) required to access your money — fast access from day one in Germany.
Customer care in multiple languages, and a step-by-step guide through the entire process in the Fintiba app.
Monthly fees are refunded if your visa application is rejected — no financial risk on your end.
Powered by Sutor Bank — guaranteed acceptance at all local German authorities and universities.
Track your account, confirm agreements, and manage everything through the clean Fintiba mobile app.
Four easy steps to get your closed account confirmation for the visa.
Create your Fintiba account with just your email — takes 2 minutes.
Upload your passport and verify your identity fully online — no appointments needed.
Transfer €11,904 via Fintiba Transfer — arrives in 2–4 business days, with instant confirmation.
Receive your official blocking certificate immediately — ready to submit with your visa application.
From the closed account alone to a complete all-in-one package.
As of winter semester 2022/2023, the standard closed account amount is set by the German government at €992 per month. This money is deposited once and released to you monthly after you arrive in Germany.
Open Fintiba Account →Every student in Germany must have valid health insurance from day one. Fintiba handles this too.
Germany's statutory health insurance for enrolled students. Becomes active at official university enrolment and covers comprehensive medical care.
Private health insurance ideal for those not yet enrolled, above 30, or in language school. Covers Germany and EU countries for up to 5 years.
